mastering the art of saving
one day at a time
When I babysit, I carry around 3 x 5 index cards so that I can write down all of the homework that the child I sit for completed and what he still needs to do. For the new semester I wanted to buy a note card holder so that i didn't have several loose cards floating around in my purse. However, after looking at a few at Wal-Mart I decided that I didn't want to spend more than a few dollars on some bulky ugly plastic container. I'm not a huge scrapbooker but I do have some crafts lying around my house (meaning this project was absolutely FREE!). All i needed to make this adorable craft was cardstock, scissors, thread, a button, some cute scrapbook paper, a little charm, and hot glue or tape. If you don't have scrapbook paper you could always use old birthday and greeting cards. :)
I don't have a tutorial yet, because I'm horrible at them, but keep checking back. Once I make a few of these will put one up. I made this without one, so i'm sure you will have no problem!
Hey fans,
I wont be updating the blog anymore. A lot is going on and it's just too difficult to have 5 blogs at once.
I'm not going to delete the blog, because I might continue to write later on, but I will let you know.
I'm working on a new blog (more conclusive):
Paper Bullets
Thank you all for reading!
I was in Barnes & Nobles the other day and I saw these beautiful leather bound journals for $30.00. I was so tempted to buy them, but then I remembered my birthday is only 26 days away. So I added it to my birthday list.
Do you have a celebration coming up? Birthday, anniversary etc. Just wait & see. If anyone asks what you want, tell them. No one likes to hear "I don't know" when they ask what you want.
My plan to spend $0.00 this week has been going quite well.
This is working for a number of reasons.
1. Tell People.
Ever since I've made it public that I'm trying to save money (instead of feeling embarrassed by it), it has been going much more smoothly. It seems that when my friends know I'm trying not to spend money they don't ask me to go out very often. Also, now that they know I have no money, I don't feel weird telling them I'm broke.
2. Visit Family
If you have great family like mine, visiting is a great way to save money. If you live close, you can go home for weekly family home cooked meals (which are always better than going out) or you can visit for a weekend, like I'm doing now, and spend virtually nothing. Every time I go home my parents buy my dinners and they entertain me so I don't feel the need to go spend money on movies or clothes.
It is 6:21 PM and I have officially spent $0.00 today!
Usually by this time I've spent at least $10.00 on food or groceries. However today I am a frugal girlie! My plan was to stay in all day and catch up on sleep, but that never works.
Today I've planned on going out to restaurants with friends for lunch and dinner.
Save Money at Restaurants
1. Find restaurants that offer free chips. Today, after playing tennis with some friends, I was invited to a local Mexican restaurant. At first I told them I couldn't go because I didn't want to spend any money. However, my friend Heather told me to do what she does: drink water and just eat the free chips. So I did. Total Bill: $0.00
2. Go for the specials. Tonight (Mondays) is $1.00 Taco and $1.00 Beer night at Firebelly's (a local downtown restaurant). I usually can only eat 3 of their tacos and since I'm not 21 yet (37 days to go!) I can't drink the beer. Total Bill: $3.00
I have never been one to clip coupons, but as I mentioned in a previous post (Harris Teeter) I would love to learn how to clip coupons and get money back.
I found a wonderful website that lets you print coupons which is much easier than searching through newspapers and magazines. (Coupon Suzy)
You can search for specific product brands or product types or you can browse a list of all offered coupons.
After spending about 5 minutes browsing all the coupons, I clipped 11 of them from products that I buy frequently.
Total savings: $12.10.
That may not seem like much, but on a triple coupon day at Harris Teeter, with just 11 coupons you could save $36.30.
In the fall I had a decent job working as a waitress for a pizza place. Unfortunately, the management there was not quite up to my standards and I was taking a full load of classes, so I decided to quit.
Recently, after starting my blogs and finishing up some other classes, I decided to figure out how to make money online.
So far I've found two ways.
1. Google Adsense.
This is not for everyone. Adsense so far has been very hard to make money with because I'm not getting enough traffic to all of my blogs. Adsense is a program set up by google. It lets companies and other sites advertise by paying an advertiser for each time a person clicks on their ad. I guess you can see how this would be problematic since most people rarely do that. So far I have made a total of $16.87. This is not much, and google only pays you after you reach $100.00
2. KGB - Text/Answer Program
An even more recent venture of mine is KGB. You might have seen commercials about it. Any one can text a question to KGBKGB (542542) at the cost of $0.99/text. The person responding is the special agent. I recently took the special agent challenge and passed after a few tries. Yesterday I got an email letting me know that I need to go to training, but all the classes are full at the moment. I guess they will get back to me.
KGB pays agents $0.10/answer and $0.05 for an answer that has already been asked and just needs forwarding.
I will keep you updated on both of these methods on online money making.
Let me know how you make money online!
Thanks for reading; If you'd like to read any of my other blogs here they are:
A 3x5 Life
My Roommate Eric
Straight From My Imagination
Website Scrapbook